Social CommercePaystack Escrow

Open your storefront.
Settle in escrow.

Verified storefronts, AI product listing, and instant buyer QR handover in one calm app.

Verified Storefront Catalog
Instant Buyer QR Handover on Xernee
Buyer QR ScanInstant Payout
Connected Channels & Rails

Works with the apps and payment rails you already use.

WhatsApp ShareWhatsApp Share
Paystack EscrowPaystack Escrow
Instagram Bio & StoriesInstagram Bio & Stories
Google Gemini VisionGoogle Gemini Vision
Apple App StoreApple App Store
Google Play StoreGoogle Play Store
TikTok Shop LinksTikTok Shop Links
WhatsApp ShareWhatsApp Share
Paystack EscrowPaystack Escrow
Instagram Bio & StoriesInstagram Bio & Stories
Google Gemini VisionGoogle Gemini Vision
Apple App StoreApple App Store
Google Play StoreGoogle Play Store
TikTok Shop LinksTikTok Shop Links
WhatsApp ShareWhatsApp Share
Paystack EscrowPaystack Escrow
Instagram Bio & StoriesInstagram Bio & Stories
Google Gemini VisionGoogle Gemini Vision
Apple App StoreApple App Store
Google Play StoreGoogle Play Store
TikTok Shop LinksTikTok Shop Links
Google Maps Live GPSGoogle Maps Live GPS
MastercardMastercard
VisaVisa
Google Cloud PlatformGoogle Cloud Platform
MySQL Transactional LedgerMySQL Transactional Ledger
Redis & BullMQRedis & BullMQ
Docker ContainersDocker Containers
Google Maps Live GPSGoogle Maps Live GPS
MastercardMastercard
VisaVisa
Google Cloud PlatformGoogle Cloud Platform
MySQL Transactional LedgerMySQL Transactional Ledger
Redis & BullMQRedis & BullMQ
Docker ContainersDocker Containers
Google Maps Live GPSGoogle Maps Live GPS
MastercardMastercard
VisaVisa
Google Cloud PlatformGoogle Cloud Platform
MySQL Transactional LedgerMySQL Transactional Ledger
Redis & BullMQRedis & BullMQ
Docker ContainersDocker Containers
The Xernee Ecosystem4 Layers

Four layers of trust,
stacked into one app.

Social discovery, AI vision, QR pickup verification, and live courier dispatch.

0124 Hour Seller Stories

Post 24 hour stories that showcase new arrivals and drive buyers to your storefront.

Keep your store active with daily photo and video updates. Shoppers discover your latest drops and visit your storefront catalog to buy.

  • ✓Highlight fresh stock and daily updates for 24 hours
  • ✓Share your storefront link or printable QR code anywhere
Post 24 hour stories that showcase new arrivals and drive buyers to your storefront.
02Snap and Detect AI Vision

Point your camera at multiple items and let AI draft your listings.

Take one photo of several products on a table. Xernee detects each item and prepares ready to publish storefront listings.

  • ✓Detects and separates multiple items from a single camera shot
  • ✓Preserves full uncropped product framing automatically
Point your camera at multiple items and let AI draft your listings.
03Direct Buyer QR or Rider QR Handover

Scan the buyer QR code directly in person, or scan a rider QR code at pickup.

A courier is never mandatory. When a buyer collects directly from you, simply scan the buyer QR code to confirm collection and release your payout immediately.

  • ✓Scan buyer QR code directly for instant in person handover
  • ✓Seller receives 100% product payout immediately upon scan
Scan the buyer QR code directly in person, or scan a rider QR code at pickup.
04Optional Local Courier Dispatch

Need doorstep delivery? Pair an optional rider with live GPS tracking.

When a buyer chooses delivery instead of in person collection, Xernee pairs a verified rider, streams live GPS coordinates, and settles the rider on buyer confirmation.

  • ✓Cancellable with automatic refund before pickup scan
  • ✓70% rider payout transfers upon buyer doorstep confirmation
Need doorstep delivery? Pair an optional rider with live GPS tracking.
How It Works4 Steps

How Xernee fits into your daily workflow.

Every order follows a clear escrow flow from checkout to doorstep.

STEP 0160s Setup
Snap products & share your store

Snap products & share your store

List with AI Vision, post 24 hour stories, and share your store link on WhatsApp, Instagram, or TikTok.

STEP 02Instant
Buyer checks out on your storefront

Buyer checks out on your storefront

Buyers browse your catalog and pay via card or transfer. Funds lock safely in Paystack escrow.

STEP 03At Handover
Seller scans Buyer QR or Rider QR

Seller scans Buyer QR or Rider QR

Scan the buyer QR code directly for in person pickup, or scan the rider QR code to release 100% of your product payout immediately.

STEP 04Optional Delivery
Doorstep confirmation for delivery orders

Doorstep confirmation for delivery orders

If a courier was used, the buyer confirms delivery at their doorstep and the rider 70% fee transfers automatically.

Merchant Portal & Public Link

Your storefront and ledger,
in one calm place.

Share your public store link anywhere and track every Naira in real time.

xernee.com/merchant/transactions
Merchant Dashboard
Real time money movement & one click accounting export
Real time money movement & one click accounting export

Track signed in buyers, guest store link orders, daily Naira movement, and export clean reports.

xernee.com/store/MER1042/product/55
Public Store Link
Clean, shareable product links for every item
Clean, shareable product links for every item

Buyers pick sizes, see real time stock, choose in person pickup or delivery, and fund escrow.

24 Hour Seller StoriesLive Updates

Daily visual updates that
bring shoppers to your store.

Post Your First Story
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Transparent Escrow Rules

Every question,
answered clearly.

How Paystack escrow, direct buyer QR scanning, optional courier pickup, and refunds work.

View Full Guide

A courier is completely optional. When a buyer collects their order in person, the seller simply scans the buyer QR code directly to confirm handover and release 100% of the product payout immediately. If the buyer selects delivery, the seller scans the dispatcher QR code at pickup.