Built for African sellers, by people who sold first.
Xernee is a verified ordering platform for the everyday African seller, built in Lagos over 18 months of engineering, and now Lagos-pilot ready.
Sellers first, always
Every product decision starts with the question: does this make life easier for the seller?
Built locally, scaled globally
Naira-first checkout, dispatcher networks, USSD fallbacks, the realities of selling in Africa shape the product.
Transparent by default
No surprise fees, no hidden margins. You see exactly what you pay and exactly what you earn, every transaction.
How Xernee earns.
A marketplace at the surface, with a fintech layer underneath, every order through Xernee opens more than one revenue line.
Transaction commission
2–5%A small cut on every order processed through Xernee. Scales directly with the volume merchants sell.
Merchant subscriptions
SaaSTiered Free, Basic, Premium and Enterprise plans, story quotas, AI product listings, and deeper analytics for growing stores.
Payment & wallet fees
0.5–1.5%Top-up and payout margins on the money moving through the platform, compounding quietly with transaction volume.
Merchant cash advance
RoadmapShort-term working capital for merchants, underwritten on their own Xernee transaction history, the lending product the marketplace earns the right to.
RoadmapThe people behind Xernee.
A lean, founder-led team shipping the order layer for African commerce from Lagos.
Chris Josh
FounderFull-stack engineer building every layer of Xernee the Web app, backend APIs, the React Native mobile app, and the Google Cloud infrastructure underneath. Focused on clean, secure code and shipping things people actually use.
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Whether you're an artisan, a brand, or a logistics partner, there's a place for you in the Xernee ecosystem.